Bookkeeping · Performed by Covenant Capital
Books you can actually rely on.
Every month we reconcile your accounts, categorize transactions, and deliver a profit & loss statement and balance sheet. Clean books make tax time easier and give lenders and buyers a clear picture of the business.
What happens each month
We work in QuickBooks Online or Xero. If you don't have either, we'll set one up in your name.
Bank feeds sync
Checking, savings, credit cards, and processor deposits are connected with read-only access.
Categorize and reconcile
Every transaction is coded and every account is reconciled to its statement.
Questions, batched
Anything unclear arrives in one short list instead of a stream of emails.
Statements by the 15th
Your P&L and balance sheet for the prior month are delivered by the 15th of each month.
Monthly plans
Priced by monthly transaction volume.
USD, billed monthly in advance. A transaction is any single line on a bank or credit card statement.
$350 /month
Sole owners and small shops.
- Up to 100 transactions/month
- Up to 3 accounts reconciled
- Monthly P&L and balance sheet
- Year-end package for your CPA
- Email support
$650 /month
Growing businesses with staff and vendors.
- Up to 300 transactions/month
- Up to 6 accounts reconciled
- Accounts payable and receivable tracking
- Payroll journal entries
- Quarterly review call
$1,200 /month
Multi-location or higher-volume operations.
- Up to 750 transactions/month
- Unlimited accounts reconciled
- Class and location tracking
- 13-week cash-flow forecast
- Lender-ready financial package on request
- Monthly review call
Cleanup and add-ons
| Service | Timeline | Price |
|---|---|---|
| Catch-up bookkeepingBring prior months current, per month of records | 1–3 weeks | $250 / month of records |
| Books cleanup reviewDiagnose a messy file and quote the fix | 3 business days | $195 |
| Accounting software setupQuickBooks Online or Xero, chart of accounts, bank feeds | 1 week | $450 |
| Extra transactionsAbove your plan limit in a given month | Monthly | $1.50 each |
Tax filing isn't included. We are bookkeepers, not a CPA firm. We prepare your year-end package and work with your CPA or enrolled agent, who files your returns.
Common questions
Do you need my bank login?
No. We connect bank feeds through your accounting software's secure, read-only connection, or you upload statements. We never ask for online banking passwords.
What if I go over my transaction limit?
We'll tell you before billing. Occasional overages are billed at $1.50 each; if it happens three months in a row, we'll suggest the next plan.
Can I cancel?
Yes, with 30 days' written notice. You keep full ownership of your books and software file. See our Refund & Cancellation Policy.